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what is a good debt to income ratio

If You’re a Buyer, Is Offering Asking Price Enough?

September 27, 2021 by Megan Gullotta

In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the buyer and seller ... » Learn More about If You’re a Buyer, Is Offering Asking Price Enough?

It’s Still a Sellers’ Market [INFOGRAPHIC]

September 24, 2021 by Megan Gullotta

Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of people believe it’s a good time to sell. Sellers, don’t ... » Learn More about It’s Still a Sellers’ Market [INFOGRAPHIC]

Two Reasons Why Waiting a Year To Buy Could Cost You

September 23, 2021 by Megan Gullotta

If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourself two ... » Learn More about Two Reasons Why Waiting a Year To Buy Could Cost You

Full-Time vs Part-Time REALTOR®

November 24, 2020 by Megan Gullotta

Full-Time vs Part-Time Realtor

These days, it seems as though everyone knows a Real Estate Agent, am I right?! In fact, there are over 206,000 licensed REALTORS®  in California, and over 15,000 in just Orange County! But have you ever asked your boyfriends, aunts, cousin if they’re a full-time or part-time REALTOR®? When it ... » Learn More about Full-Time vs Part-Time REALTOR®

What is a good debt to income ratio?

November 23, 2020 by Megan Gullotta

What is a good debt to income ration

Let's start off with, what even IS a debt to income ratio? Also known as DTI, your debt to income ratio is calculated when you go to qualify for a mortgage. Basically, DTI is adding up your total monthly debts (car payment, credit card payments, monthly mortgage/rent, student loan payments etc.) ... » Learn More about What is a good debt to income ratio?

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