buying a home for the first time in california

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.But buying your first home doesn’t have to happen to feel like a far away goal. Two choices you control ... » Learn More about Two Moves That Can Get You Into Your First Home Sooner

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.That's because today's buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable difference in their monthly payment. So, they're ... » Learn More about What Higher Mortgage Rates Mean for Home Sellers

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.A recent survey from Clever found 58% of Gen Z buyers are actually rooting for a crash, just so homeownership feels within reach.So, what do the forecasts actually say?Every quarter, Fannie Mae ... » Learn More about Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's a common misconception that the rate you see in the ... » Learn More about The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often it just means the market moved faster than the listing ... » Learn More about Why So Many Sellers Are Cutting Their Price Right Now