buying a home for the first time in california

Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some buyers back.The Myth: You Need To Have Perfect ... » Learn More about The Truth About Credit Scores and Buying a Home

Have you ever stopped to think about how much wealth you’ve built up just from being a homeowner? As home values rise, so does your net worth. And, if you’ve been in your house for a few years (or longer), there’s a good chance you’re sitting on a pile of equity — maybe even more than you ... » Learn More about How Much Home Equity Have You Gained? The Answer Might Surprise You

Some HighlightsExperts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn't try to time the market.Instead, it's better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly ... » Learn More about How Mortgage Rates Affect Your Monthly Payment

Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process.Here are just a few things experts say you should be thinking about as you plan ahead.1. Down PaymentSaving for ... » Learn More about What To Save for When Buying a Home

Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a lifeline that many people don’t realize is still available: ... » Learn More about Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges