If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourself two ... » Learn More about Two Reasons Why Waiting a Year To Buy Could Cost You
what is a good debt to income ratio
Full-Time vs Part-Time REALTOR®
These days, it seems as though everyone knows a Real Estate Agent, am I right?! In fact, there are over 206,000 licensed REALTORS® in California, and over 15,000 in just Orange County! But have you ever asked your boyfriends, aunts, cousin if they’re a full-time or part-time REALTOR®? When it ... » Learn More about Full-Time vs Part-Time REALTOR®
What is a good debt to income ratio?
Let's start off with, what even IS a debt to income ratio? Also known as DTI, your debt to income ratio is calculated when you go to qualify for a mortgage. Basically, DTI is adding up your total monthly debts (car payment, credit card payments, monthly mortgage/rent, student loan payments etc.) ... » Learn More about What is a good debt to income ratio?