Let's start off with, what even IS a debt to income ratio? Also known as DTI, your debt to income ratio is calculated when you go to qualify for a mortgage. Basically, DTI is adding up your total monthly debts (car payment, credit card payments, monthly mortgage/rent, student loan payments etc.) ... » Learn More about What is a good debt to income ratio?
buying a home in california first time buyer
Why Working From Home May Spark A Move
With a new lockdown heading into place here in Orange County, now is a great time to discuss why working from home may spark a move. While many people have been furloughed & laid off, many of us are fortunate enough to work from home. I’m sure you’ve been at it maybe a little longer than ... » Learn More about Why Working From Home May Spark A Move
The Holiday Market – 2020
With all that's been going on in our country, I thought, what better time than a little market update to keep you in the loop with our real estate market. This is the beginning of a new season for housing, the Holiday Market! With shorter days and all the distractions of the holidays, housing will ... » Learn More about The Holiday Market – 2020
What to expect : Contract to close
Demand is at an all-time high right now, meaning there are a lot of people buying houses! Once you have your pre-approval & start looking at homes, what’s next? With all the new buyers in the market, I thought it would be helpful to go a little more in depth on what a real estate transaction ... » Learn More about What to expect : Contract to close
6 reasons you’ll win by listing with a Real Estate Agent
There are many benefits to working with an agent you trust that will help guide you through the selling process. If you're considering selling on your own (For Sale by Owner or FSBO), or maybe simply want a little more insight as to what agents do behind the scenes, keep reading! Here are 6 reasons ... » Learn More about 6 reasons you’ll win by listing with a Real Estate Agent